* Enria broadly satisfied of capital levels
* Complains of legislative mess on governance rules
* ECB publishes individual requirements for 1st time
* Volkswagen Bank absent from list (Updates after Enria's speech, press conference)
By Francesco Canepa
FRANKFURT, Jan 28 (Reuters) - Two euro zone banks have yet to fill a capital shortfall and have been given a deadline to do so or face tighter controls, European Central Bank Chief Supervisor Andrea Enria said on Tuesday.
The ECB's annual review of banks comes as many lenders are struggling to make money due to ultra-low interest rates, high costs from bricks-and-mortar branches and a string of money laundering scandals.
The euro zone's top banking supervisors kept both their mandatory capital requirements and their guidance, which is not binding, unchanged from the previous year, at an average 2.1% and 1.5%, respectively.
Yet six banks fell short of the capital guidance, compared to just one firm a year earlier, and two of these had still not fixed the problem by the end of 2019.
"The two remaining banks have been requested to take remedial actions within a well-defined timeline," the ECB's Enria told a news conference.
Enria, who did not name the lenders involved, said he was "broadly satisfied" with the results but emphasised concerns about banks' business models, internal governance and operational risks -- probably a reference to recent money-laundering cases from Latvia to Malta.
He said the ECB had started taking action, such as reviewing board positions at banks that were subject of money-laundering investigations.
Enria complained, however, about a legislative "mess" hampering the ECB's effort in cases such as that relating to Angolan billionaire Isabel dos Santos, who is suspected of fraud and controls a bank in Portugal.
Dos Santos denies any wrongdoing and plans to sell her stake in small lender Eurobic.
The ECB published for the first time a list detailing its capital requirement for each bank, except for a handful that either refused their consent or have yet to be examined in full.
Volkswagen's leasing arm was notably absent from that list, along with the euro zone subsidiaries of some investment banks that have only recently left London due to Brexit, among others.
A spokesman for VW said Volkswagen Bank had adequate capital resources and met the ECB's requirement. (Reporting by Francesco Canepa; Editing by Catherine Evans)